Case Studies

We've already helped tens of thousands of individuals to start and grow their business. Learn how with our library of case studies.

The interest rate on Start Up Loans is changing

From the 1st April 2026 the interest rate on Start Up Loans is changing to a fixed rate of 7.5% for new applications. Eligibility criteria for a first Start Up Loan is being extended to businesses that have been trading for up to 60 months.

We've already helped tens of thousands of individuals to start and grow their business. Read on for the full story on some of our most inspiring loan recipients: why they became their own boss, the challenges they faced and overcame along the way and how a Start Up Loan helped them to achieve their dreams.

 
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Start Up Loans

Craft + Common

Long-time friends Lauren and Hannah set up the first Craft + Common studio in 2023, with a mission to create a vibrant community space where people can socialise and have fun and have grown rapidly since then.

Start Up Loans

Virtuoso Golf

After 13 years in the army and 17 years working on offshore oil rigs, veteran Mike decided to turn his passion for golf into his career and set up a virtual golf venue.

Start Up Loans

Krapow Thai Restaurant

Phil enjoyed a 17-year career in the British Army. He met his Thai partner Chanisara seven years ago and that sparked their dream to open a restaurant together. Chanisara started serving her cuisine with a Thai food stall in the town’s central market and discovered that demand was high for her freshly made products.

Start Up Loans

Evelyn Ecology

Evelyn Ecology Ltd., a Manchester-based ecological consultancy, has secured a total of £12,000 through the Start Up Loans programme, delivered by GC Business Finance (GCBF) on behalf of the British Business Bank.

Start Up Loans

Wuva

Altrincham-based Wuva, a pioneering platform committed to sustainable subscription services, has secured £50,000 of finance from the British Business Bank through Virgin Startup. The investment catapults Wuva into a new phase of expansion, poised to reshape the landscape of conscious consumerism.

Start Up Loans

EZ Hampers

Lisa Storey, founder of EZ Hampers, a sustainable gift company which sources sustainable products solely from positive impact businesses.

Start Up Loans

Layer’s Treats

Tom Newey, aged 22 helped start his business with a Start Up Loan. Established in 2020, his award-winning dessert business, Layers Treats offers handmade Belgian chocolate treats for all occasions

Start Up Loans

Hand-i-Craft

Leo Winstanley founded Hand-i-Craft, based in Formby, after losing the ability to use his dominant hand and arm in a car accident. Now, it is a successful woodworking shop, stocking handmade items, finishes and accessories that are sold online.

Start Up Loans

Robin Valley

Robin Valley, co-founded by husband and wife entrepreneurs Wanchong Chen and Liang Zhang, is a wooden jewellery brand that combines innovation, sustainability, and unique design.

Start Up Loans

Brett’s Pets

Brett’s Pets is a family-run pet shop, based in Chorley, Lancashire. It provides customers with a range of pet foods and products along with information and husbandry advice on most animals and exotic reptiles.

Start Up Loans

Escapism Chester

Daniel launched his business, Escapism Manchester, in August 2016 and works full-time at the premises with six members of staff.

Start Up Loans

Old School BBQ Bus

Former steelworker Mark Fairley has launched his own traditional American BBQ business in a bright yellow high school bus.

Start Up Loans

The Sewing Room

Jacqueline Moran, a mum and entrepreneur based in Wirral, used her Start Up Loan to set up The Sewing Room, which offers expert clothes fitting and alterations.

Start Up Loans

The Paddock

Laura Burlison from Northumberland received her Start Up Loan 18 months ago and used it to start 'The Paddock – Fresh Food Delivered from the Land to your Hand.'