Case Studies

We've already helped tens of thousands of individuals to start and grow their business. Learn how with our library of case studies.

The interest rate on Start Up Loans is changing

From the 1st April 2026 the interest rate on Start Up Loans is changing to a fixed rate of 7.5% for new applications. Eligibility criteria for a first Start Up Loan is being extended to businesses that have been trading for up to 60 months.

We've already helped tens of thousands of individuals to start and grow their business. Read on for the full story on some of our most inspiring loan recipients: why they became their own boss, the challenges they faced and overcame along the way and how a Start Up Loan helped them to achieve their dreams.

 
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Start Up Loans

Ballywilliam Barn

The recipient of the 600 millionth pound from the Start Up Loans programme was Will Smith, from County Down, who took out loans of £6,000.

Start Up Loans

The Smart Bunker

Niall Greenan, CEO of Greenans Products, was inspired to set up his business based on an innovative idea initially designed to help his arthritic mother fill a coal bucket from a coal bunker.

Start Up Loans

Superior Bathrooms

Sharon Shearer launched her business Superior Bathrooms when she was made redundant, using her career expertise to get her started.